eTotal Insurance is the fastest and easiest way to get free auto insurance quotes online. Save on your auto insurance today!
At eTotal Insurance we know that when purchasing a new auto insurance plan, making an informed decision is imperative. Searching online for auto insurance is the best way to compare quotes from multiple companies and gather all the information you need in order to purchase the best plan. Comparison shopping for auto insurance with eTotal insurance is the fastest and easiest way to find the lowest priced auto insurance plans in your area. eTotal insurance is completely hassle free and connects you to auto insurance carriers instantly, allowing you to find the best auto quotes available. We will never ask you for more than your zip code and offer the benefit of comparing multiple auto insurance carriers before you ever have to fill out any forms or answer any questions. eTotal Insurance requires no commitment and allows you to find the best quotes pressure free!
In addition to one stop shopping for all of your insurance needs; eTotal Insurance also offers a plethora of information, helping you to make an informed decision. While searching for auto insurance, you can browse through our articles for information on companies, money saving tips, and much more. eTotal Insurance is your one stop shop for all things insurance. Take advantage of the free information and services that eTotal Insurance offers, let us help you find the best auto insurance plan available to you!
Purchasing Auto Insurance
Auto Insurance, is like many other insurances in the sense that it provides you protection and provides peace of mind. The process of purchasing an auto insurance plan is simple, but it is important to keep in mind that not all auto insurance plans are the same. eTotal Insurance will provide you with the essential information and connect you directly with top insurance companies to help ensure that you get the best coverage for your money.
Understand your Situation
The first step in purchasing auto insurance is to understand the details of your specific situation. This includes knowing what the minimum requirements of your state are, as it varies from state to state, and establishing what your personal coverage needs are. Once you establish your state’s requirements, the groundwork for your plan is laid, and the rest depends on your driving record, your assets, amount of coverage you desire. When putting together your plan you have control over where you are covered; many companies offer these types of insurances for you to choose from:
- Liability Coverage– Liability covers the expenses when you’re at fault in and accident. The money will go to the people you hit, but will not cover individuals in the car with you.
- Bodily Injury Liability (BIL) – BIL pays for the medical expenses of people injured in a crash in which you’re at fault.
- Property Damage Liability – This policy pays for damage done to the other car if you’re at fault in an accident.
- Personal Injury Protection (PIP) – PIP covers your and your passengers’ medical expenses after an accident. If you lose time at work because of your injuries, this policy may also cover lost wages.
- Uninsured/Underinsured Motorist Coverage – This helps cover costs if you are hit by someone without insurance.
- Collision – This policy covers repairs to your car after an accident.
- Comprehensive – This policy covers costs if your car is stolen or damaged outside of an accident.
Always Check for Discounts
Auto insurance companies offer competitive discounts for qualifying drivers. Some discounts include: good driver, good student, and discounts for purchasing vehicles with up-to-date safety features. Before purchasing an auto insurance plan be sure to check for discounts offered by a company, this can provide significant savings on your auto insurance plan.